Pay123 is a new pay by phone billing technology created specifically to help paysite owners to diversify their sites' online payment options, capitalizing on "no credit card" traffic, offering a better alternative to dialers and helping to keep chargeback ratios on an acceptable level. No more sleepless nights over your online credit card processor !

Take a look at what we have to offer and be sure to contact us for more information about implementing our online payment solutions on your website! Check out our different products , and choose the online payment option that fits your needs.

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The surfer calls a phone number and enters a pin code provided on the join page.
As soon as he enters the pin code correctly, he gets full access to the site.
As long as the line is open he will be able to browse around. When he disconnects the phone, access will be closed.

Reach the surfers with no credit cards.
Most international surfers don't have credit cards, and are eager for paysite access. With our technology you will be able to have them as your customers! Everyone with a phone connection can use your site with pay123!
The best rates in the industry!
That's correct - our commissions are the lowest in the market! Maximize your profits! You can get a free merchant account in our ips4business and ips4billing billing solutions and start within minutes. If you need custom work, together with your own numbers, then check out our ips4experts rates.
No chargebacks!
Say goodbye to your chargeback problems! There is no way to ask for a chargeback with phone access in most of the countries we serve. Only USA and Canada could chargeback phone payments. No more sleepless nights because of your credit card processor. With pay123 you will sleep better! "Online credit card fraud is a huge, growing problem. Estimated losses incurred by companies globally run as high as 2 billion dollars per year!"
Easy to use!
Your surfers will get access in 3 easy, quick steps! They only have to dial the phone number and enter a pincode. It just cannot get any easier then this.
100% anonymous!
You dont need to ask your customers to leave behind their name, address and email address. With pay123 they can be totally anonymous. This is a big plus when you are running adult or gambling sites !
Dialers bring potential security risks to your surfers - and they know that. With Pay123, they won't have to download anything - it's safer and more reliable!
Choose the package to fit your needs
Depending on the structure and secure access requirements of your website, you can choose out of 3 different packages, ips4experts, ips4business or ips4billing.

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